Analisis Kesehatan Bank Dengan Menggunakan Metode RGEC Pada PT. Bank Mega Syariah Tbk. Periode 2016-2019
Abstract
The level of health of the bank is very important for various related parties. Because it becomes information as a material evaluation of the performance of a bank. Bank Indonesia has issued rules as a basis for assessing the bank's health level. The method that is now widely used is RGEC consists of Risk Profile, Good Corporate Governance, Earnings, and Capital. In this method is assessed using predetermined provisions and comsits. In this study aims to analyze the level of health of banks in PT. Bank Mega Syariah Tbk for the period 2016-2019. The approach used is descriptive with quantifiable data from the annual report downloaded from the official web. The results of the study based on aspects of the bank's Risk Profile assessment measured by NPF are included in the healthy category, and then measured also by using FDR within four years included in the healthy category. In the good corporate governance (GCG) aspect, the bank is included in the composite two, namely healthy. Then on the overall Earnings aspect for four years the bank is included in the very healthy category. Then on the overall Earnings aspect for four years the bank is included in the very healthy category. Lastly on the Capital aspect the bank belongs to the very healthy category. Overall PT. Bank Mega Syariah Tbk within four years is at a composite value of 2 which means it falls into the healthy category.
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