Productive Zakat Distribution in Improving the Welfare of Mustahik on Zakat Funds Managed by Baznas Lampung Province

  • Rosearistavia Yuniarti Universitas Islam Negeri Raden Intan Lampung
  • Syamsul Hilal Universitas Islam Negeri Raden Intan Lampung
  • Muhammad Iqbal Fasa Universitas Islam Negeri Raden Intan Lampung
Keywords: Productive Zakat, Baznas, Mustahik, Welfare

Abstract

Zakat is one of the obligations of Muslims as a form of social responsibility towards less fortunate members of the community. Zakat can be distributed in various forms, one of which is productive zakat, with the hope of providing benefits to the recipients (mustahik) as it is given in the form of business capital. Providing business capital to mustahik aims to empower them and lift them out of poverty. As in Baznas Lampung Province which managed to distribute 85% of zakat funds and given to 8 asnaf. One of the distributions is in the form of productive zakat where in March 2022 as many as 142 musthik were successfully empowered but on the one hand it is not comparable to the number of poor people in Lampung Province reaching 995,590. This is because the collection of zakat funds has not been maximized so that the distribution cannot be done to mustahik who have entrepreneurial skills but do not have capital due to being in the poverty line. The purpose of this research is to examine the distribution of productive zakat funds in improving the welfare of mustahik from the zakat funds managed by the Lampung Provincial Baznas. This research adopts a qualitative method with a sample of 10 people, consisting of 5 Baznas officials and 5 mustahik. Data collection was done through interviews with the research respondents or informants. The research results indicate that the distribution of productive zakat funds as business capital has been able to help the mustahik recipients in developing their businesses and enables them to use the profits to support their living needs, reducing their dependence on financial assistance from others.

References

Badan Amil Zakat Nasional. (2023). Outlook Zakat Indonesia, 2023. https://www.puskasbaznas.com/publications/books/1737-outlook-zakat-indonesia-2023

Baznas Provinsi Lampung. (2023). Baznas Lampung Ajak Masyarakat Pintar dalam Menyalurkan Zakat. Baznas Lampung. https://lampung.baznas.go.id/news-show/BAZNAS/911

BPS Provinsi Lampung. (2022). Profil Kemiskinan September 2022 Provinsi Lampung. BPS Provinsi Lampung. https://lampung.bps.go.id/pressrelease/2023/01/16/1133/profil-kemiskinan-september-2022-provinsi-lampung.html

Cahya, I. A. N. (2020). Peran Pendayagunaan Zakat Produktif terhadap Kesejahteraan Mustahik. Sultan Agung Fundamental Research Journal, 1(1), 1–11.

Furqani, H., Mulyany, R., & Yunus, F. (2018). Zakat for Economic Empowerment of The Poor in Indonesia: Models and Implications. Jurnal Kajian Ekonomi Dan Bisnis Islam (Iqtishadia), 11(2), 393–411. https://doi.org/10.21043/iqtishadia.v11i2.3973

Hamzah. (2017). Empowerment of Musta ḥ iq Zakat Model Towards Business Independency. International Journal of Nusantara Islam, 05(01), 85–96.

Mustafida, R., Kurnia, Z. N., Fauziah, N. N., Shazni, N., & Amirah, F. (2020). Implementation of Muqashid Shariah in Zakat Institution: Comparation Between Indonesia and Malaysia. Jurnal Ekonomi Dan Bisnis Islam, 6(2), 317–339. https://doi.org/10.20473/jebis.v6i2.23532

Muttaqin, R. (2018). Pertumbuhan Ekonomi dalam Perspektif Islam. Jurnal Ekonomi Syariah Dan Bisnis, 1(2), 116–122.

Najmudin, Syihabudin, Fatoni, A., & Sujai. (2021). Utilization of Productive Zakat and its Effect on Empowerment of Small Micro Business (SMEs) in Serang Regency. Jurnal Al-Qalam, 38(2), 252–269.

Nazara, I. S., Hindardjo, A., & Hermawan, A. (2022). Factors Affecting the Performance of Productive Zakat Management During the Covid-19 Pandemic 160. Jurnal Ekonomi Dan Perbankan Syariah, 10(2), 159–180.

Pemerintah Provinsi Lampung. (2022). Kegiatan Pendampingan Survei Kampung Bazns. Disnakkeswan. https://www.disnakkeswan.lampungprov.go.id/detail-post/kegiatan-pendampingan-survei-kampung-zakat-baznas-di-desa-madukoro-baru-kabupaten-lampung-utara

Riyaldi, M. H., & Fuadi, T. Z. (2019). The Effectiveness of Zakat Funds towards Mustahik’s Business Development in Banda Aceh (A Study on Baitul Mal Kota Banda Aceh). International Conference of Zakat 2019, 168–178.

Sahban, A. A., & Johari, F. (2021). Intention to Patronise Zakat Institution at Kwara State, Nigeria: An Application of the Decompose Theory of Planned Behaviour. Jurnal Ekonomi Syariah, 6(1), 1–16.

Sulaiman, W. (2018). Modern Approach of Zakat As An Economic and Social Instrument for Poverty Alleviation and Stability of Ummah. Jurnal Ekonomi Dan Studi Pembangunan, 9(1), 105–118.

Sulistyowati. (2018). Synthesizing National Zakat Index Application In Indonesia. Journal of Islamic Economics Lariba, 4(1), 1–26.

Susilawati, N. (2018). Analisis Model Fundraising Zakat, Infak, dan Sedekah di Lembaga Zakat. Jurnal Al-Intaj, 4(1), 105–124.

Published
2023-12-28
How to Cite
Yuniarti, R., Hilal, S., & Fasa, M. I. (2023). Productive Zakat Distribution in Improving the Welfare of Mustahik on Zakat Funds Managed by Baznas Lampung Province. EKSISBANK (Ekonomi Syariah Dan Bisnis Perbankan), 7(2), 244-252. https://doi.org/10.37726/ee.v7i2.879